Payment Options
Logon to ECSI Borrower page to pay online 24/7 by e-check, ACH, credit or debit card. ECSI contact information is 1-888-549-3274.
ECSI’s school code for The University of Tennessee at Knoxville is T9.
Send mail payments to:
ECSI
PO Box 1278
Wexford, PA 15090
Deferment Options
Deferment of principal and interest with no eligibility limit
- Enrolled as an at-least-half-time student at an eligible institution Deferment Form
Deferment of principal and interest for a maximum of 3 years
- Seeking but unable to find full time employment
- Economic hardship
- Active duty during a war, certain military operations, national emergency or qualifying National Guard duty
Deferment of principal, not interest, for a maximum of 3 years
- Forbearance
Federal Perkins Loan Cancellation Summary Cancellation Conditions and Amount Forgiven
Up to 100%
- Borrower’s total and permanent disability or death
- Full-time law enforcement or corrections officer
- Full-time nurse or medical technician
- Full-time employee of a public or nonprofit child or family-services agency providing services to high-risk children and their families from low-income communities
- Full-time staff member in the education component of a Head Start program
- Full-time qualified professional provider of early intervention services for the disabled
- Full-time teacher of math, science, foreign languages, bilingual education or other fields designated as shortage areas
- Full-time special education teacher of children with disabilities in a public or nonprofit elementary or secondary school
Up to 100% for service on or after August 14, 2008
- Full-time firefighter
- Full-time attorney employed in a federal public or community defender organization
- Full-time staff member in a prekindergarten or child care program that is licensed or regulated by a state
- Full-time speech pathologist with a master’s degree working in a Title I-eligible elementary or secondary school
- Full-time special education teacher of children with disabilities in an educational service agency
- Full-time teacher in a designated educational service agency serving students from low-income families
- Full-time faculty member at a tribal college or university
- U.S. armed forces service in a hostile fire or imminent danger pay area
- Librarian with a master’s degree working in a Title I-eligible elementary or secondary school or in a public library serving Title I-eligible schools
Up to 70%
- VISTA or Peace Corps volunteer
Additional Information
For complete Federal Perkins Loan information go to the Federal Financial Aid Handbook
Questions?
Contact our office at 865-974-4497.
Our office hours are 8:00 to 4:30, Monday through Friday.